I think you've made two very fair points. I'll counter with my view.
For me personally, this comes down to the leadership roles.
It starts at the very, very top. Next would be the coaching staff. Then the playing staff.
I think I have to admit that the club are entitled to avail themselves of the gvmt furlough scheme as a business, and that it is prudent to do so. Understood. But it should not be at the expense of a single person employed by the club. There is simply no need.
What if the leaders in each of those depts has stepped up and led the way by throwing something into the pot to cover any shortfall and leave no-one furloughed or short-paid? What if the chairman, manager and skipper had done so? What if the manager had gone in and said to the squad, this is what I am doing, this is what we all should do, this is what I want you to do? What if Lloris led the charge within the playing staff?
The main reason to do this is because it is the right thing to do. 80% of (say) 25k a year is a hell of a lot different to 80% of 3 million a year (even with proportionate expenses/lifestyle choices there should be little comparison unless you're a cokehead, thrice-divorced or bigamist).It could be the difference between members of our staff suffering and not.
I am sure I have a somewhat utopian and idealistic view of the whole situation, but now's the time for that sort of thinking to rise. Imagine it; all the overpaid prima-donas rise together to defer large portions of their disgraceful wages and save the jobs and families of thousands. Hey, you never know, maybe we could convince those scum agents to kick in a bit? Riola could shake out the pockets of his XXXL dockers and the loose change would probably keep League One fully employed!!!!!