The point is you said you wouldn't want to pay sick pay for someone who 'made bad choices'.
You may have an employee in their, say, mid-50s who has to have chemotherapy and that might mean you have to grant sick pay. I just want to check whether if you knew a person had certain 'life choices' whether you'd hesitate to employ them due to the time off work they'd need in periods of sickness, treatment etc.
Instead of chain smoker, i could say:
- serial philanderer/dogging expert (treatment for HIV or other STDs)
- drug and/alcohol abuse (heart/cardiovascular issues - i mean they could drop dead on the job!)
- chain smoker again (COPD, risk of constant pneumonia infections)
Sorry can you please quote my post where i said i wouldn't employ people that made 'bad choices'?