Striking on major days like this is just scumbag behaviour. But I expect no less from champagne socialists.
Here's your handy guide to your rights when hit by train and tube delays.
Can I claim a refund if my train is delayed?
Yes – if you are left standing on the platform for any reason, you should be able to get some money back. Under National Rail Conditions of Carriage, all train operating companies (TOCs) must issue a minimum refund for delayed travel (see below). The actual amount you'll get and how you go about getting it differs from company to company.
A spokesman for the Association of Train Operating Companies (Atoc) says: "Consumers do need to check with their train operator because what each company pays in refunds depends on the franchise agreement they have with the government. Also, each company will offer different journey types, operate in different markets and have very different customers."
How much money will I be entitled to?
The minimum compensation for a delay set out in the Conditions of Carriage is a Scrooge-like 20% of a single ticket (10% of a return, unless there were delays on both legs) if you are over an hour late. The good news is that, in practice, each TOC has its own rules that are far more generous than the official minimum. Atoc says this is a result of the franchise process, where rival bidders must compete on a number of factors including what compensation they will offer customers.
As a general rule, companies will refund 50% of your ticket for a delay of 30 minutes or more, and will double that if the delay is for an hour or longer. First Capital Connect, for example, pays 50% of the cost of a single ticket or 50% of the cost of either the outward or return portion for delays of 30-59 minutes. It doubles either of the above amounts for delays of 60 minutes or more. You can claim the refund even if you've used your ticket to get to your destination using an alternative route.
Check each company's Passenger Charter for further details of its compensation scheme. Atoc has a handy page on its website linking to every TOC's own site.
My train is so delayed that I don't want to travel anymore. Can I get a full refund?
If the train you were due to travel on is cancelled or delayed (or your reservation will not be honoured) and you decide not to travel, you are entitled to a full and immediate refund if you go to a ticket office at the time you decide not to travel. There should be no administration fee and you should be repaid in the format in which you bought your ticket (eg in cash if you originally paid by cash).
If you cannot get to the ticket office, you can claim a full refund by post if you submit a claim form to the train company within 28 days of the expiry date of the ticket – though your refund could take up to a month.
I've got a season ticket. Will I get the same compensation?
No. Refunds for season ticket-holders tend to be calculated using the proportional daily cost of the price of your annual ticket. What you get therefore depends on the route and price of your ticket, but the refund often works out at less than someone travelling with a recently-purchased single or return ticket.
Will I get cash?
Only if you are obtaining a full and immediate refund (see above). Otherwise TOCs issue refunds in the form of rail vouchers. While this is irritating (especially for season ticket-holders), the vouchers can be used with any train company. They last for a year from the date of issue, but you cannot use them when booking online. If you have no need for them, they are transferable.
How do I go about getting a refund?
Compensation forms should be available at ticket offices and on TOC websites, while many companies allow you to submit a claim online. Some forward-thinking TOCs even Tweet their compensation forms to followers. To qualify for compensation you must make a claim within 28 days of completing your journey.
Will I get a refund for a delay caused by a strike?
Yes. While the latest National Rail Conditions of Carriage document says TOCs do not have to compensate passengers for delays relating to the acts or threats of vandalism or terrorism; suicides or accidents involving trespassers; line closures at the request of the police or emergency services; or exceptionally severe weather condition – it does not list industrial action. In practice most train companies will issue a refund when train services are delayed, irrespective of what caused the delay.
What are the refund arrangements for tube travellers?
Transport for London (TFL) offers refunds if a passenger's journey is delayed by more than 15 minutes. For tube passengers, this amounts to the fare for the single journey you were making, whether you have a season ticket, or have purchased a single fare. London Overground users get the same, but only when their train is delayed by more than 30 minutes.
You must claim within 14 days to be eligible for a refund, and it usually takes 21 days to process (if you haven't heard after 21 days, contact Oyster Customer Service Centre).
Freedom Pass and other free travel pass-holders are not entitled to refunds.
Will I be refunded for a tube strike?
TFL says it only issues refunds for "reasons within our control". This means you will not get a refund if the delay is caused by a security alert, "third party action" or bad weather. TFL said strike action is classed as out of its control, so travellers will not be compensated for resulting delays or cancellations.