Credit card scam? Someone applying for credit cards with my email

[Daisuk]

Over the past half hour I've received three confirmation emails from various banks (Amex, Bank of America, Chase) that I've successfully applied for a credit card. With both Amex and Bank of America the name of the applier is "Paramjit Kaur", which isn't my name.

Beyond being annoying, what could possibly go wrong here? What would anyone gain by using my email adress to sign up for credit card applications? They might have access to my email somehow, which of course is alarming (although there aren't any signs of that, exactly), so I need to change my password when I get back home from work - but beyond possibly having access to my email, what is possibly going on here? Why are someone using my email address for signing up for cred card applications, and using their own or possibly someone else's name? I just fail to see why that would benefit someone or possibly scam me somehow.

I've googled a bit, but have only found instances where applications have included people's real names and addresses, which isn't the case so far here.

 

[Danishfurniturelover]

@scaramanga Has had a bad year and had to buy a suit at Next.

That is why he is not on here so much.

He tried to hack mine.

 

[scaramanga]

@scaramanga Has had a bad year and had to buy a suit at Next.

That is why he is not on here so much.

He tried to hack mine.

I'm pretty sure I've never tried to hack you. If you PM me your mother's maiden name and postcode I'll check for you.

 

[Moby]

Over the past half hour I've received three confirmation emails from various banks (Amex, Bank of America, Chase) that I've successfully applied for a credit card. With both Amex and Bank of America the name of the applier is "Paramjit Kaur", which isn't my name.

Beyond being annoying, what could possibly go wrong here? What would anyone gain by using my email adress to sign up for credit card applications? They might have access to my email somehow, which of course is alarming (although there aren't any signs of that, exactly), so I need to change my password when I get back home from work - but beyond possibly having access to my email, what is possibly going on here? Why are someone using my email address for signing up for cred card applications, and using their own or possibly someone else's name? I just fail to see why that would benefit someone or possibly scam me somehow.

I've googled a bit, but have only found instances where applications have included people's real names and addresses, which isn't the case so far here.

You sure they were actually indeed from the stated banks (and not a spoof). I’m wondering if it’s a phishing style attack to subsequently get you to change/reconfirm your actual details to them.

 

[nayimfromthehalfwayline]

You sure they were actually indeed from the stated banks (and not a spoof). I’m wondering if it’s a phishing style attack to subsequently get you to change/reconfirm your actual details to them.

Very possible - dont click on anything in the email. Contact the bank via its website and take it from there.

 

[Daisuk]

You sure they were actually indeed from the stated banks (and not a spoof). I’m wondering if it’s a phishing style attack to subsequently get you to change/reconfirm your actual details to them.

Yeah, I was also thinking along those lines, but none of the mails really prompted me to click any links or ask me for any details. I'm not sure what it is, but it doesn't seem to be a problem (yet).
But thanks, guys, really appreciate the feedback!